Here’s a scenario that nobody wants to be in, but sadly happens all of the time:

You find yourself in this situation where a loved one dies. A couple of weeks later you file a life insurance claim. Shortly after that you get a wordy letter notifying you that the life insurance company will not be making a payment. There seems to be no rationale basis for them not paying.

Are you out of luck?  What can you do to show the insurance company that you mean business, you won’t go away quietly, and you aren’t giving up on the…
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