Workers’ compensation is paycheck replacement and other benefits for employees who are hurt on the job. Each state, including Illinois, has its own set of laws on the books that creates this system of compensation and makes it mandatory for most employers.

The way it works is that employers carry workers’ compensation insurance. When an employee gets injured, the insurance company pays the worker according to Illinois law. It depends on the type of injury and other details, but in general, an injured employee is entitled to 100% coverage of their medical bills and checks for 2/3 of their wages…
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