About once a week, we get a phone call from someone who is divorced and needs a qualified domestic relief order (QDRO) completed. In plain English, it’s a legal document that divides up retirement funds between the two spouses. It essentially gives you your share of a 401k for the amount that was accumulated during a marriage.

Even if a spouse isn’t retiring when you get divorced, a QDRO can be completed and entered into court when you get divorced. And it should be completed then. It’s a lot of paperwork and if you don’t know what you are doing…